The USD to PKR rate today, 01 November 2026, is an important currency update for people across Pakistan. The US Dollar exchange rate is closely followed by overseas Pakistanis, importers, exporters, business owners, travellers, and people involved in international payments.
According to the latest available State Bank of Pakistan (SBP) market data, the US Dollar’s open-market closing rate on Friday, 30 October 2026, was Rs. 277.47 for buying and Rs. 278.62 for selling.
The SBP’s latest weighted average customer exchange rates were Rs. 276.4421 for buying and Rs. 276.899 for selling.
Since 01 November 2026 falls on a Sunday, the Friday market figures are the latest available official market data for the date. Currency rates may be updated when the market resumes.
USD to PKR Rate Today – 01 November 2026
Here are the latest available reported US Dollar exchange rates in Pakistan.
| Exchange Rate Type | Buying Rate | Selling Rate |
|---|---|---|
| Open Market | Rs. 277.47 | Rs. 278.62 |
| SBP Weighted Average Customer Rate | Rs. 276.4421 | Rs. 276.899 |
Currency: United States Dollar (USD)
Local Currency: Pakistani Rupee (PKR)
Date: Sunday, 01 November 2026
Latest official market data: Friday, 30 October 2026
Interbank reference: Rs. 276.7522 per USD (SBP mark-to-market rate).
Note: These are different exchange-rate benchmarks. Actual rates offered by banks and currency exchange companies may vary.
یکم نومبر 2026 کو پاکستان میں امریکی ڈالر کے مقابلے میں پاکستانی روپے کی تازہ ترین شرح تبادلہ کے مطابق اوپن مارکیٹ میں ایک امریکی ڈالر کی خریداری قیمت 277.47 روپے جبکہ فروخت کی قیمت 278.62 روپے ریکارڈ کی گئی ہے۔ اسٹیٹ بینک آف پاکستان (SBP) کے تازہ ترین دستیاب ویٹڈ ایوریج کسٹمر ریٹ کے مطابق ڈالر کی خریداری قیمت 276.4421 روپے اور فروخت کی قیمت 276.899 روپے رہی۔ چونکہ یکم نومبر 2026 بروز اتوار ہے، اس لیے یہ اعداد و شمار 30 اکتوبر 2026 کے آخری دستیاب مارکیٹ ڈیٹا پر مبنی ہیں۔ ڈالر کا ریٹ بیرون ملک مقیم پاکستانیوں، کاروباری افراد، درآمد کنندگان اور بیرون ملک سے رقم وصول کرنے والے خاندانوں کے لیے خاص اہمیت رکھتا ہے۔ تاہم مختلف بینکوں اور ایکسچینج کمپنیوں میں شرح تبادلہ مختلف ہو سکتی ہے، اس لیے ڈالر خریدنے یا فروخت کرنے سے پہلے تازہ ترین ریٹ ضرور معلوم کریں۔
1 USD to PKR – Dollar Conversion in Pakistan
If you are planning to exchange US Dollars into Pakistani Rupees, the following table will help you calculate the approximate value of your money.
The calculations below use the reported open-market buying and selling rates.
| US Dollar (USD) | Buying Value (PKR) | Selling Value (PKR) |
|---|---|---|
| 1 USD | 277.47 | 278.62 |
| 5 USD | 1,387.35 | 1,393.10 |
| 10 USD | 2,774.70 | 2,786.20 |
| 50 USD | 13,873.50 | 13,931 |
| 100 USD | 27,747 | 27,862 |
| 500 USD | 138,735 | 139,310 |
| 1,000 USD | 277,470 | 278,620 |
| 5,000 USD | 1,387,350 | 1,393,100 |
These amounts are calculated estimates. Actual transactions may include additional charges or different exchange rates.
What Is the Difference Between Dollar Buying and Selling Rates?
When checking the USD to PKR exchange rate, you will usually see two prices: buying and selling.
Both rates are important, but they have different meanings.
Dollar Buying Rate: The buying rate is the amount an exchange company pays you in Pakistani Rupees when you sell your US Dollars.
Dollar Selling Rate: The selling rate is the amount you pay in Pakistani Rupees when purchasing US Dollars from an exchange company.
For example, if you sell 100 US Dollars at a buying rate of Rs. 277.47, you will receive approximately Rs. 27,747.
If you want to purchase 100 US Dollars at a selling rate of Rs. 278.62, you will need approximately Rs. 27,862.
The difference between these two prices is called the exchange rate spread.
Why Is the US Dollar Rate Important in Pakistan?
The US Dollar plays an important role in Pakistan’s economy. Many international business transactions, imports, exports, and financial payments are made in US Dollars.
Changes in the dollar rate can affect different areas of the economy.
Here are some important reasons why people regularly check the USD to PKR rate.
1. Import and Export Business
Pakistan imports different products, including petroleum, machinery, electronics, and industrial materials. A change in the dollar rate can affect the cost of imported goods.
2. Overseas Remittances
Many Pakistanis living abroad send money to their families. The dollar exchange rate helps them estimate how much their money will be worth in Pakistani Rupees.
3. International Payments
People who make international payments for education, business, travel, and other services often need to follow the latest dollar exchange rate.
4. Foreign Investment
Currency movements can influence the value of foreign investments and business decisions.
5. Daily Market Prices
Changes in the exchange rate can also influence the prices of imported products and raw materials, depending on market conditions.
What Factors Affect the USD to PKR Exchange Rate?
The dollar rate does not remain the same all the time. Several economic factors can influence its value against the Pakistani Rupee.
Some of the major factors include:
- Supply and demand: The availability of foreign currency and demand from businesses and individuals can affect exchange rates.
- Foreign exchange reserves: Pakistan’s foreign currency reserves are an important indicator of its external financial position.
- Inflation: Differences in inflation between countries can influence currency values over time.
- Trade balance: Imports, exports, and international payments can affect the demand for US Dollars.
- Economic policies: Decisions made by the State Bank of Pakistan and government authorities can influence currency market conditions.
- International financial markets: Changes in the value of the US Dollar against other currencies can also affect the local exchange market.
Open Market vs Interbank Dollar Rate
Many people become confused when they see different USD to PKR rates on different websites.
This happens because the open market and interbank market are separate parts of the foreign exchange system.
| Feature | Open Market | Interbank Market |
|---|---|---|
| Main participants | Exchange companies and customers | Banks and financial institutions |
| Main purpose | Buying and selling foreign cash | Transactions between banks |
| Rate availability | Exchange company quotations | Banking market quotations |
| Customer access | Through licensed exchange companies | Through banking services at applicable customer rates |
The interbank rate is not necessarily the rate an individual receives when purchasing or selling physical US Dollars.
Therefore, always check the relevant rate before making a transaction.
Will the Dollar Rate Increase or Decrease in Pakistan?
The future direction of the US Dollar against the Pakistani Rupee depends on several economic conditions.
Changes in foreign exchange reserves, international trade, inflation, remittances, and financial policies may influence the market.
However, it is difficult to predict the exact future dollar rate with certainty.
People planning to exchange large amounts of money should compare rates from different licensed providers and check the latest available market information before making a decision.
Frequently Asked Questions About USD to PKR
1. What is the USD to PKR rate today, 01 November 2026?
The latest reported open-market closing rate available for 01 November is based on Friday, 30 October data: Rs. 277.47 buying and Rs. 278.62 selling per US Dollar.
2. What is the official SBP dollar rate?
The SBP’s latest published weighted average customer rate was Rs. 276.4421 buying and Rs. 276.899 selling per US Dollar. Its mark-to-market reference rate was Rs. 276.7522.
3. How much is 100 US Dollars in Pakistani Rupees?
At the reported open-market buying rate, 100 USD equals approximately Rs. 27,747. At the selling rate, purchasing 100 USD costs approximately Rs. 27,862.
4. How much is 1,000 Dollars in Pakistani Rupees?
At the open-market buying rate of Rs. 277.47, 1,000 USD is worth approximately Rs. 277,470.
5. Why are dollar buying and selling rates different?
Exchange companies use different buying and selling prices to cover operating costs, transaction expenses, and market conditions.
6. Does the dollar rate change every day?
Yes. The USD to PKR exchange rate can change depending on foreign currency demand, supply, economic developments, and market activity. Official market data is generally published on working days.
7. Where can I check the latest dollar rate in Pakistan?
You can check the State Bank of Pakistan’s published exchange-rate data and compare it with the latest quotations from licensed currency exchange companies and commercial banks.
Final Words
The USD to PKR rate today, 01 November 2026, remains an important update for people following Pakistan’s currency market.
The latest available reported open-market closing rate is Rs. 277.47 for buying and Rs. 278.62 for selling per US Dollar, based on Friday’s published figures.
The SBP’s weighted average customer rate and interbank reference rate are separate benchmarks and should be considered accordingly.
Whether you are exchanging dollars, receiving international payments, or following the Pakistani economy, checking the latest verified exchange rate can help you make better financial decisions.





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